Phone: 401-868-8265

Whole-life insurance is a policy also known as permanent insurance, which provides coverage for a lifetime.  It can pay dividends build cash value accumulation. . 

A term insurance policy covers a length of time such as 10, 20, 30, and 40 year periods of time for a level fixed premium.  There are advantages to each type of life insurance policy, and whether you choose whole-life or term depends on your individual situation.  We are happy to assist with multiple options designed to fit your budget.

Preparing for the future is important , especially in unpredictable times.

We offer various Life products which can be customized to meet each need.

There are many reasons to review life insurance protection.

  • Losing a spouse
  • Burial expenses
  • Mortgage
  • Preserving quality of life
  • College tuition
  • Estate protection
  • Debts
  • Tax-free transfer of wealth- some life insurance benefits can be received tax-free to beneficiaries
  • Leaving a legacy to loved ones, ensuring their family's financial future 
  • Business buy/sell agreements- partnerships and business continuation