MAIN STREET BUSINESSES

Main Street Business Owner:
restaurants
caterers
coffee shops
delicatessens
grocery stores
florists
antique shops
main street businesses
retail shop
department stores
upholstery shop
hair salon
barber shop
funeral homes
convenience stores
breweries
car wash
laundromats
dry cleaners
auto services
mechanics
pharmacies
pet stores
computer repair store
dental labs
hardware supply shop
ice cream parlors
And more...

Lesser's Risk:


Leasing or renting a space that allows for the operation of another business on the premises


TYPES OF COMMERCIAL LINES

Anyone from any background, with enough motivation and resources can succeed in America.  Small and large businesses all need to protect their assets. Owning a business and working with the public has a lot of exposure and needs to be properly insured, so that the business owner does not lose everything they have worked so hard to create. There are many factors to consider when quoting commercial insurance, including your location, size of the business, number of employees and types of exposure.  We are happy to review your need during a meeting at one of our office locations or over conveniently with a phone call. We offer flexible business owner policies that provide the protection and value you're looking for.


  • A BOP (business owner policy) is an insurance package that assembles coverage for business owner into one bundle.  For example, packages can include protection for property, liability, inventory, as well as business income protection and more.  If there was a fire for example, or another covered loss, resulting in a loss of income, your insurance policy is in place to give you peace of mind.  


  • A commercial general liability, also known as a CGL, cover bodily injury and property damage resulting from business operations.


  • Tools and equipment coverage can be protected on a scheduled basis (per article), or blanket coverage is also available.


  • Professional liability protects against errors and omissions from consulting and advice given by the business owner. 


  • We also offer workers compensation policies to protect employees from personal injury or bodily injury resulting from working on the job.  

Contractors:
​remodelers

carpentry
electrician
plumber

painters

roofing
HVAC
concrete construction
paving
drywall installation
appliance repair and installation
lawn cutting
landscape construction
plowing
masonry
lawn sprinkler installation
septic installation

And more.....